As most people feel defined by their job, that transition is not always easy. Like other major life transitions, it can be filled with various emotions and concerns. But throughout the stages of retirement planningyou can gain an awareness of what to expect and how to better navigate this new chapter in your life. This stage can last 5 to 15 or more years before your actual retirement date. Most people shift their focus from building their careers to focusing on the financial planning aspect of retirement. Along with your finances, you need to consider what will make you happy and fulfilled while you transition. By doing so, you can have a much smoother experience. Emotional planning should be part of your budget. Making lifestyle decisions, such as downsizing to have more financial freedom and the ability to age in place, will help you plan for both your financial and emotional well-being.
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